The decision this solves
Which provider and operating model to commit to — before the contract locks the economics in for years.
Who it's for
Teams choosing a provider for any embedded finance product: payments processors and PayFac-as-a-Service, lending and BNPL partners, card issuers and BIN sponsors, payroll/EWA and insurance providers, or a BaaS platform.
Questions we answer
- Which providers genuinely fit our volume, vertical, and risk profile?
- Is this buy rate — or this lending rev share — market, or are we leaving margin in the contract?
- Does this contract give us a clean path to the next stage, or a re-integration bill?
What it covers
- Requirements mapping against your volume, verticals, geography, and risk profile
- Shortlist from the full directory, whatever the product category
- Payments specifically: Stripe alternatives, PayFac-as-a-Service, and the full PayFac path compared on economics, not marketing
- RFP teardown and reference-check questions
- Buy-rate, revenue-share, and rev-share-on-originations negotiation benchmarks
How the engagement works
From requirements to a defensible decision: shortlist, RFP support, reference checks, and negotiation-ready benchmarks. Exact scope is agreed on the first call.
What we'll need from you
- Volume, geography, and product-mix basics
- Your current provider contract, if migrating
- Technical constraints from your engineering team
What you leave with
A vendor decision you can defend, at pricing you know is market.