Vendor directory

Payments

Every payments vendor Charge Forward profiles — plus the presentations, podcast episodes, and answers for the category.

21 vendors · jump to the vendor list · how we profile

Going deeper than a shortlist? Start with the Embedded Payments guide

Payments presentations

Embedded Finance 101 - A Strategic Brief for Software Executives

A 37-slide consulting briefing for vertical SaaS founders and operators evaluating embedded finance in 2026. The $690B opportunity sized three ways, the 5-stage maturity framework, case studies (Toast, Shopify, ServiceTitan, Lightspeed, Clio, Bill.com), take-rate benchmarks by vertical, and the 8-point C-suite checklist.

Embedded Payments Maturity Framework

The operator's framework for embedded payments at $0–$1B+ GMV. Five stages, take-rate benchmarks by vertical, and a 5-minute self-assessment. Includes the most common trap: staying on referral past $50M GMV, which costs a typical platform $300–$525K a year.

Embedded Payments Revenue Optimization Playbook

If your platform processes $50M–$1B in annual GMV, you're likely leaving $500K–$10M of annual payment revenue uncaptured. The framework Charge Forward shares with CEOs, CPOs and CFOs: the maturity framework, seven optimization levers, and a stage-by-stage prioritization heatmap.

Embedded Payments Benchmarks 2026

A 10-page research report on the decisions that determine net take rate, attach rate, and exit multiples for vertical SaaS platforms. Public-company benchmarks for Toast, Bill.com, ServiceTitan, Lightspeed, AppFolio, Shopify, Weave and Mindbody. Co-published with Mamba Growth Equity, June 2026.

Wix.com Embedded Finance Case Study

How Wix.com transformed from a website builder into a business operating system with embedded financial services at its core — now processing over $3B per quarter.

How Block quietly became the most important case study in fintech

Block went from a card reader company to a $10.4B gross-profit fintech ecosystem in under a decade. Financial services now account for 58% of gross profit — over $200B in cumulative lending at a 97% repayment rate.

The PayPal Embedded Finance Case Study

Despite competition from Stripe and Apple Pay, PayPal maintains a defensible moat through its two-sided network of 439 million active accounts and 35 million merchants.

The Procore Playbook for Transforming Vertical Software into a Fintech Powerhouse

The Procore playbook, plus the 6 golden rules vertical SaaS companies can follow to achieve the same kind of success.

Godaddy's Fintech Evolution

The Godaddy case study in embedded finance — from domains to dollars.

Podcast episodes

All episodes →

Infographics

All infographics →

Godaddy Embedded Finance Case Study

Sales Compensation Structures for Variable-Usage Embedded Finance Products

Payments vendors (21)

Adyen for Platforms Embedded payments and financial services platform enabling marketplaces and SaaS platforms to onboard users, process payments, manage payouts, and offer financial products globally.

Balance B2B checkout with embedded net terms, BNPL, and AI-powered credit for merchants and marketplaces.

Bolt One-click checkout network for ecommerce — converts shoppers faster across 80M+ verified accounts.

dhango Payments middleware for SaaS platforms to embed cards, ACH, and check processing via a single white-label API.

Dwolla (Dwolla Connect) Unified ACH, Same Day ACH, RTP, and FedNow API for platforms and enterprises that embed bank payments at scale.

Finix Full-stack payment infrastructure enabling platforms to own payment processing and economics.

FlyCode AI-powered failed payment recovery platform that helps subscription businesses reduce involuntary churn.

Infinicept Payment operations platform enabling software companies to embed payments and become payment facilitators

Juspay / Hyperswitch Payments orchestration platform giving enterprises full-stack control over routing and checkout across 300+ PSPs.

JustiFi White-label embedded payments and fintech infrastructure for vertical SaaS platforms and franchise networks.

Knot API platform that lets banks and fintechs automatically update card-on-file at hundreds of merchants.

Modern Treasury One API for multi-rail payments (ACH, wires, RTP, FedNow, stablecoins) with a built-in double-entry ledger.

Moov Embedded money movement platform for platforms.

NMI White-label embedded payments platform enabling ISOs, ISVs, and PayFacs to monetize payments and merchant lifecycle.

Payabli Embedded payments infrastructure for vertical SaaS — Pay In, Pay Out, and Pay Ops in a single unified API platform.

Rainforest Pay PayFac-as-a-Service platform enabling vertical SaaS to embed payments without compliance burden.

Ryft FCA-licensed embedded payments and split payment infrastructure for UK and European marketplaces and SaaS.

Stripe Connect Payment facilitation platform enabling marketplaces to onboard, verify, and pay out sellers globally with embedded compliance.

Tilled PayFac-as-a-Service platform enabling software companies to embed, monitor, and monetize merchant payments across the US and Canada.

Token.io A2A open banking payments infrastructure enabling banks and PSPs to launch Pay by Bank across UK and Europe.

Worldpay for Platforms (formerly Payrix) Embedded payment facilitation platform helping SaaS companies monetize payments, manage compliance, and grow.