Flexibl

Embedded Finance Infrastructure

Payment analytics platform for vertical SaaS — optimize processor costs, reconcile transactions, and uncover margin risks.

Overview

Flexibl (Flexibl Technologies Inc.) is a payment intelligence and analytics SaaS platform purpose-built for vertical SaaS companies and ecommerce platforms that process payments through multiple providers. Founded in Montreal, Canada in 2022 by Alysson Smith (CEO, formerly at Amilia) and Tanguy Damois (CPO, formerly at Amilia), the platform was born from firsthand experience of payment data fragmentation at the sports and recreation management software company Amilia. Flexibl's core function is to ingest, normalize, and centralize transaction data from disparate payment processors (Stripe, Adyen, Paysafe, Lemonway, and others) into a single dashboard, giving operators a unified view of payment performance, costs, and margin across territories, client segments, and card types. The platform automates transaction reconciliation — matching records across payment processors, internal software databases, and bank statements to identify discrepancies, missed settlements, and reconciliation errors at scale. Key analytical outputs include processor fee analysis, MCC (merchant category code) misclassification detection, card plan mismatch identification, acceptance rate benchmarking, and revenue leakage discovery. Flexibl's primary differentiator is its focus on cost optimization and margin intelligence for the operator layer, enabling CFOs and finance teams at B2B SaaS companies to treat their payment stack as a profit center rather than a cost center. The company participated in TinySeed's Fall 2023 accelerator batch and is backed by Plug and Play Tech Center and Plug and Play Alberta.

Key features

• Unified multi-processor payment dashboard
• Automated transaction reconciliation and matching
• Processor fee and margin cost analysis
• MCC misclassification and card plan mismatch detection
• Merchant-level performance analytics
• Banking reconciliation and payout reporting