Fluxmap

Embedded Finance Infrastructure

AI payment intelligence for Stripe Connect platforms — exposing hidden fees and margin leakage in real time.

Overview

Fluxmap is an AI-powered payment intelligence platform built for vertical SaaS platforms and marketplaces that offer embedded payments through Stripe Connect. Founded in late 2024 by ex-Stripe and Adyen fintech veterans in Dublin, Ireland, and backed by Fusion VC and NDRC, the company emerged from stealth in April 2026 targeting a core pain point: platforms operating embedded payments often have no clear visibility into processing fees, margin leakage, or net transaction economics across their merchant portfolios. The platform connects to Stripe (and card networks and banks) to ingest and analyze payment data at scale, surfacing fee breakdowns, real-time margin analytics, and pricing simulation tools in a unified dashboard. Key capabilities include the Flux AI agent (natural-language queries over payments data), a pricing calculator for modeling interchange or merchant pricing changes before rollout, real-time Slack-native alerts for anomalies, subscription analytics, and automated reconciliation workflows. As of April 2026, Fluxmap was analyzing over $2B in GMV across multiple Stripe Connect platforms and had uncovered more than 7% in additional revenue opportunities for customers. Fluxmap is primarily aimed at finance and payments operations teams at vertical SaaS platforms, ISOs, and marketplaces who need to move beyond spreadsheets to manage payment profitability. Its transparent subscription pricing ($750–$1,500/month) and claim of same-day Stripe integration distinguish it from heavier enterprise offerings. The company is headquartered in Dublin, with offices in Amsterdam and San Francisco.

Key features

• Real-time fee breakdown and margin analytics
• Flux AI agent for natural-language payments queries
• Pricing calculator for interchange and merchant fee modeling
• Slack-native alerts for margin anomalies
• Subscription analytics and cohort tracking
• Automated reconciliation and reporting workflows