Tabit

Lending & Financing

Canadian B2B BNPL providing net terms to wholesale and ecommerce merchants — a Merchant Growth product.

Overview

Tabit is a Canadian B2B Buy Now Pay Later product, founded in 2021 and publicly launched in February 2022 out of Vancouver, BC. Tabit is a product line within Merchant Growth (a Canadian SMB financing company) rather than an independently capitalized startup. The platform provides net terms financing for Canadian ecommerce and wholesale merchants — buyers receive credit at checkout, sellers get paid upfront. Initial Tabit-specific equity funding was approximately $4.1M (2022); subsequent capital raises have been debt facilities at the Merchant Growth parent level. Tabit operates exclusively in Canada and integrates with Shopify and BigCommerce via plugins, plus network partnerships with Jifiti and ChargeAfter (which enable Tabit to appear as an option in those BNPL networks). Notable named partners and customers include Lenovo, ChargeAfter, Jifiti, and Quester. IMPORTANT DISAMBIGUATION: The B2B BNPL Tabit (tabit.ai) is distinct from "Tabit," the Israeli restaurant POS company (which is a completely separate, unrelated business). Capterra and other reviews under the "Tabit" name typically reference the restaurant POS, not the BNPL product. This Tabit is the BNPL one specifically. Pricing is opaque — per-transaction merchant fees are negotiated. No public SOC 2 or PCI DSS Level 1 certifications were found in primary sources. Funding stage is classified as seed, reflecting that Tabit is a product within Merchant Growth rather than an independently capitalized fintech.

Key features

• Canadian B2B Net Terms BNPL
• Shopify + BigCommerce plugins
• Network distribution via Jifiti + ChargeAfter
• Product within Merchant Growth (not standalone)
• Per-transaction merchant fee model